Originally Posted by
vagrants
Once you get an AMEX card, the rest of the cards inherit the year you got your first AMEX. The month matters though. Since you are getting one in Jan of this year, your oldest account would be Jan, 1999 (2014 minus 15).
True?
Does this mean that if you have 3x Amex card, and in his example the oldest is 15 years, that all 3 now show/count as having a life of 15 years for the purposes of FICO? This seems like it could greatly skew (in a positive way for us) the credit longevity factor.