Originally Posted by
Ancien Maestro
I thought about reapplying though CIBC and I'm a bit concerned with the bank pulling my credit check and refusing to give me the welcome bonus having just cancelled my card 4 months ago. CIBC isn't Amex where churning and turnovers so close to cancellation is honoured.
Anyone successful at reapplying with CIBC this year yet, having cancelled a same CIBC product recently, and receive the new stipulated welcome bonus?
Au contraire, CIBC has been a happy hunting ground for some churners, with people holding simultaneous identical cards in order to get double sign up bonuses. I personally only ever signed up twice as without the first year fee waiver, I never had an urgent need to jump on AP while paying an annual fee.