Originally Posted by LearningToFly

I've been explained by all the reps I have talked to at CIBC that the switch is already made, which is kind of logic since the deal is now closed. Our Visa CIBC remains valid until we receive the TD one. they don't know when. So I did not cancel the old card and I applied for the "new" CIBC Aerogold Infinite on the phone yesterday, for which I've been approved after a short credit inquiry exactly as if I were a new customer. The credit agent said applying online would probably have been more complicated. One more thing: one rep said that cancelling now the old CIBC would not prevent the Visa TD from being sent to me. Same logic: deal closed,