Originally Posted by
antirealist
My situation is the same as yours - RBC client with a CIBC Aerogold Infinite Visa card, being switched to TD.
It was my understanding that it might take several months before an individual client gets switched to TD. Until then, the CIBC card will still be active. In that situation, at what point could I apply for a CIBC Aerogold Infinite card? Wouldn't I have to wait until I had been switched to TD?
I've been explained by all the reps I have talked to at CIBC that the switch is already made, which is kind of logic since the deal is now closed. Our Visa CIBC remains valid until we receive the TD one. they don't know when. So I did not cancel the old card and I applied for the "new" CIBC Aerogold Infinite on the phone yesterday, for which I've been approved after a short credit inquiry exactly as if I were a new customer. The credit agent said applying online would probably have been more complicated. One more thing: one rep said that cancelling now the old CIBC would not prevent the Visa TD from being sent to me. Same logic: deal closed,