Old Jan 4, 14, 10:51 pm
  #35  
virginflightshavedoom
 
Join Date: Apr 2012
Posts: 9
Originally Posted by sfozrhfco View Post
Could very be because you have a high limit on Barclay's they don't want to overextend the credit line.

The interest rate should make no difference. If you are not paying the bill in full every month, whether the interest rate is 17 or 25%, whatever value the points have will be eaten up very quickly by the interest you are paying. If you are not paying the bill in full every month, may as well just stick with 0% card or some other low interest rate card with no rewards.
Good point regarding the APR. I do pay in full but the flexiblity is good to have.

My offer came via Email btw.
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