New Credit Card Details (Comenity Capital Bank)
Jan 4, 2014, 4:46 pm
#32
Join Date: Apr 2012
Posts: 10
Having the old barclay card for the past few years I was very excited to get my offer to sign up for the new VA card yesterday.
I signed up, was confused that they didn't ask for my street name, as mentioned by the previous poster but got a confirmation that signup was successful. The street name was present when I first logged into the new site.
I never entered my VA account number and now that I'm logged into the https://d.comenity.net/virginamericavisacard I can't find anywhere to review/change it. I assume that was also pulled from the signup Email URL.
I had close to a 15k limit and 17% APR with Barclay.
I just got 4k limit + 24.99 APR on approval.
To say the least I'm not happy at all. I've already requested a credit limit and if it doesn't happen I'll be calling and cancelling this card and sticking with Barclay.
One more note, the comenity/VA branded site looks pretty raw and may still be under construction and missing some functionality.
I signed up, was confused that they didn't ask for my street name, as mentioned by the previous poster but got a confirmation that signup was successful. The street name was present when I first logged into the new site.
I never entered my VA account number and now that I'm logged into the https://d.comenity.net/virginamericavisacard I can't find anywhere to review/change it. I assume that was also pulled from the signup Email URL.
I had close to a 15k limit and 17% APR with Barclay.
I just got 4k limit + 24.99 APR on approval.
To say the least I'm not happy at all. I've already requested a credit limit and if it doesn't happen I'll be calling and cancelling this card and sticking with Barclay.
One more note, the comenity/VA branded site looks pretty raw and may still be under construction and missing some functionality.
Jan 4, 2014, 6:36 pm
#34
Join Date: Apr 2003
Programs: B6 Mosaic, Bonvoy LT Titanium (x SPG LT), IHG Spire, UA Silver
Posts: 5,847
Having the old barclay card for the past few years I was very excited to get my offer to sign up for the new VA card yesterday.
I signed up, was confused that they didn't ask for my street name, as mentioned by the previous poster but got a confirmation that signup was successful. The street name was present when I first logged into the new site.
I never entered my VA account number and now that I'm logged into the https://d.comenity.net/virginamericavisacard I can't find anywhere to review/change it. I assume that was also pulled from the signup Email URL.
I had close to a 15k limit and 17% APR with Barclay.
I just got 4k limit + 24.99 APR on approval.
To say the least I'm not happy at all. I've already requested a credit limit and if it doesn't happen I'll be calling and cancelling this card and sticking with Barclay.
One more note, the comenity/VA branded site looks pretty raw and may still be under construction and missing some functionality.
I signed up, was confused that they didn't ask for my street name, as mentioned by the previous poster but got a confirmation that signup was successful. The street name was present when I first logged into the new site.
I never entered my VA account number and now that I'm logged into the https://d.comenity.net/virginamericavisacard I can't find anywhere to review/change it. I assume that was also pulled from the signup Email URL.
I had close to a 15k limit and 17% APR with Barclay.
I just got 4k limit + 24.99 APR on approval.
To say the least I'm not happy at all. I've already requested a credit limit and if it doesn't happen I'll be calling and cancelling this card and sticking with Barclay.
One more note, the comenity/VA branded site looks pretty raw and may still be under construction and missing some functionality.
Could very be because you have a high limit on Barclay's they don't want to overextend the credit line.
The interest rate should make no difference. If you are not paying the bill in full every month, whether the interest rate is 17 or 25%, whatever value the points have will be eaten up very quickly by the interest you are paying. If you are not paying the bill in full every month, may as well just stick with 0% card or some other low interest rate card with no rewards.
Jan 4, 2014, 10:51 pm
#35
Join Date: Apr 2012
Posts: 10
Could very be because you have a high limit on Barclay's they don't want to overextend the credit line.
The interest rate should make no difference. If you are not paying the bill in full every month, whether the interest rate is 17 or 25%, whatever value the points have will be eaten up very quickly by the interest you are paying. If you are not paying the bill in full every month, may as well just stick with 0% card or some other low interest rate card with no rewards.
The interest rate should make no difference. If you are not paying the bill in full every month, whether the interest rate is 17 or 25%, whatever value the points have will be eaten up very quickly by the interest you are paying. If you are not paying the bill in full every month, may as well just stick with 0% card or some other low interest rate card with no rewards.
My offer came via Email btw.
Jan 5, 2014, 7:46 am
#37
FlyerTalk Evangelist
Join Date: Jul 1999
Location: Over the Bay Bridge, CA
Programs: Jumbo mas
Posts: 38,626
Jan 5, 2014, 11:11 am
#39
Join Date: May 2009
Location: California
Programs: AS 75K Gold, UA Silver, Marriott LT Platinum, Hyatt Explorist, National EE
Posts: 236
Received an invitation email on 1/3/14. The offer is for "valued Elevate members and current Virgin America Visa cardholders". The additional 5,000 bonus points is for preapproved individuals only. The file name of the T&C's states: "vx_cc_preapproved_standard_plus_five". I signed up for the Premium Card so I can easily qualify for Silver Status this year. The APR I received is 15.98%.
Jan 5, 2014, 3:52 pm
#41
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
Received an invitation email on 1/3/14. The offer is for "valued Elevate members and current Virgin America Visa cardholders". The additional 5,000 bonus points is for preapproved individuals only. The file name of the T&C's states: "vx_cc_preapproved_standard_plus_five". I signed up for the Premium Card so I can easily qualify for Silver Status this year. The APR I received is 15.98%.
Jan 5, 2014, 3:58 pm
#42
Join Date: May 2007
Location: Los Angeles, CA
Programs: Amex Platinum, Starwood Gold, VX elevate
Posts: 324
I, too, received the sign-up e-mail, and will note that I do not have any status with VX. I'm assuming most who had the previous card are receiving/will receive the e-mail.
The lack of street address and nowhere to enter your Elevate number are a tad concerning, but I'm sure it'll be hammered out over the next few days. It only went live on Friday, and I would doubt any of our complaints can be rectified until the week starts. I mentioned this in a different thread, but I think my loyalty to VX outweighs the cons of this card. I have no experience with Comenity, but VX is the only airline that I truly wish to fly. I'll need a new card to replace my Barclays, and the thought of signing up for UA or Delta or AA, while fine airlines, just doesn't get me as excited as earning free flights with VX. Hope you all feel similarly.
The lack of street address and nowhere to enter your Elevate number are a tad concerning, but I'm sure it'll be hammered out over the next few days. It only went live on Friday, and I would doubt any of our complaints can be rectified until the week starts. I mentioned this in a different thread, but I think my loyalty to VX outweighs the cons of this card. I have no experience with Comenity, but VX is the only airline that I truly wish to fly. I'll need a new card to replace my Barclays, and the thought of signing up for UA or Delta or AA, while fine airlines, just doesn't get me as excited as earning free flights with VX. Hope you all feel similarly.
Jan 5, 2014, 8:03 pm
#43
Join Date: May 2009
Posts: 460
I would speak directly to Comenity instead. Virgin may have provided the preferred cardholder information, but has little say so in how the applications are processed.
Jan 5, 2014, 9:30 pm
#45
Join Date: Dec 2013
Posts: 30
Barclay Arrival seems good with the 40,000 miles ($400) on signup. But when you compare to VX, 10k on VX gets you almost $300 for a flight. The miles you'll earn are more valuable than a generic travel card (ie Arrival), but far inferior to something like the SWA card (you get 50k miles which is enough for something like 2 or 3 flights).