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Old Jan 1, 2014, 10:01 am
  #286  
jeremyhalifax88
 
Join Date: Dec 2013
Posts: 1
Originally Posted by alexisonsmith
what do you mean by bad credit? Canadian Kilometers has a good blog about churning. you could apply for the amex gold card (see signature ). however if you have bad credit I would wait 3 months and ensure you do not carry a balance by paying your balance completely off every month that should improve your credit.
Well, I have a credit card from 6 years ago that I owe $10,000 to and it hasn't disappeared off my profile yet.
I had my BMO mastercard for 3 years now and I've spent over $20k a year with it and always pay it off before the 21 day limit.
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