Well, ZontarTheThingFromVenus, you were right all along! I was hoping the agent you spoke with was mistaken, but I got the response below from Chase today. Thank you so much for the heads up! I really appreciate it!

I have 3 Chase MC accounts: CSP, Ink Plus and Ink Bold. I wonder if I should try to downgrade or cancel before the switch. Can an Ink Plus or Bold be downgraded to a Ink Classic or Cash if the account has been open less than a year?

Thanks.


Dear Jeanie,

Thank you for contacting Chase about your account ending
in xxxx.

I would like to inform you that your account is not yet
changed to a Visa card. However, it will be changed to a
Visa credit card. You will be notified about it prior to
this change.

If you have any further questions, please reply using the
Secure Message Center.

Thank you,