Originally Posted by
Kindel
I ended up applying and got instant approval. I received the e-mail and am hoping they will honor it. Not impressed with taking the credit hit as I have a very limited credit history in the USA I am sure it was fairly substantial hit. I will keep the email for my records and see what ends up happening.
Depends how you define 'hit'. Generally it is a 'hard pull' on your credit score. Once the account is established it will then display the credit extended to you and over a the coming months/years the payment history and how much of your total extended credit you utilize.
If you are comfortable answering it, how 'old' is your credit history and what amount did they approve you for? Instant approval is a good sign at least.