Originally Posted by
dr88
Welcome to Flyertalk! I would look into opening another Citi AAdvantage personal card. There are still 50k offers out there and they have 2 separate products (visa/mc). I have both and there is a thread outlining how much time you should leave between applications.
Also, you can always do an AMEX Plat personal or business (or both!) for 50k. I would personally wait until a 100k offer comes around. Chase United Explorer has a decent offer if you don't want to apply for another Ink Bold.
I have to disagree, as the rules have recently changed.
I don't think the AAdvantage Visa and MC cards are considered separate products anymore. As per the wiki:
"Personal AA cards: As of August 25, 2013 all linked personal AA cards can be churned only after Citi decides that you are no longer an existing cardmember. This usually occurs between 12 and 26 months after your last successful AA personal card approval of any type. Although it is not a hard-and-fast rule, 18 months after previous approval is the most common. YMMV. You do not need to cancel old cards.
Note: You cannot circumvent this rule by applying for a card type different from your previous Citi AA card. If your last personal AA card was a Visa, the waiting period for your next personal AA card will be the same regardless of whether you apply for a Visa, MC, or Amex."
As for Amex, the rules appear to have changed as well. If you have any personal gold card, according to the new T&C, you are not eligible for a bonus on the personal platinum:
"f you are identified as a current American Express® Card Member, you may not be eligible for this welcome bonus offer. This offer is also not available to applicants who have had this product within the last 12 months or any Consumer ZYNC®, Green or Gold Card account within the last 90 days."
The T&C for the business platinums seem to have changed as well:
"Welcome bonus offer not available to applicants who have had this product or any other Business Gold or Green Card account within the last 12 months."