I received an offer letter in the mail for an Amex Platinum for 100K points with a $3K, 3 month spend requirement. My only question is that if I received this offer letter, does that mean I'm prequalified? I'm 24 with good credit (706) and a decent annual salary of $45K-$50K and very few monthly expenses. What are my chances of being approved if not already preapproved? I have until 11/30/13 to respond to the 100K offer.
Also, I have only held a Delta Amex for 2 years now.
Last edited by xolerf; Oct 21, 2013 at 10:12 am
Reason: More info