Originally Posted by
gtu2004
we got a hardcore churner right here. aren't you afraid of the cardinals? i only do 1 card in 10 years and i'm already biting my nails for the next decade.
Surprisingly, I have found over the last 3 years that by applying for more credit, paying it off monthly, and having virtually no balance, along with my rising income, has helped me climb from a 530 FICO to a nearly 750 FICO score. It's been an amazing journey.
For this reason, I didn't blink twice recently when I applied for another 4 cards (mostly business to help build biz credit separately) but ended up qualifying to earn close to 250,000 points over the next 3-4 months!!