Although the chip and pin transition is almost complete in Canada (almost all cards are chipped) you shouldn't have a problem using a foreign card not chip&pin enabled. Although it will be interesting to see how this will change in a few years... I know most esso stations are being upgraded that if you pay at the pump, it must have a chip (the blue pumps). The only problem you may encounter is merchants who will be unwilling to swipe if you don't present a chip card. This shouldn't be as much of a problem now though, because the old "swiping" days are still fresh in people's minds. I think in a few years its going to be though