I looked at June Checking statement (not the CC statement), and I see it states language about changes on Aug 10, and Aug 12th regarding not needing a visa check card etc. And it also says to contact them about other changes, lol.

I bet this went into affect the same time as the Personal change on 8/12, and they won't give an annual bonus because my account annual anniversary was 8/14, or besides that someone at US Bank changed my account from Platinum to Edge according to their system.