Originally Posted by
diggitydog
The HA Visa is a terrible card as far as I'm concerned....
That depends on how you use it. It is the only card I know that offered low rate balance transfers WITHOUT A FEE. It was like having a personal 3.99% line of credit for short-term borrowing purposes. The loss of that feature will be missed. Also, the ability to consolidate miles in a single account without a fee was a huge benefit. I actually considered this card to be one of the more valuable ones in my wallet.