Has Citi closed accounts even when a bonus is not in effect? If you are getting beans/etc. but at a rate of 1x, do they care? Granted its may not be as lucrative to us, but would it be safer?
why bother at a rate of 1x when you can do fidelity amex at a rate of 2x in cash? your best case with typ is 1.33% rebate on airfare only. think i'd rather have 2% in cash