Originally Posted by
jm38750n
Depending on what you purchase could change your cashback rate on TopCashBack. If it does, then you should use a portal like Ultimate Rewards or ShopDiscover (the Discover card may or may not be required, you should test this out first).
For maximum savings, buy discounted GC's, then use a portal. The RED card is 5% off of what's charged, not the total as what the cashback portals give you.
Im looking to buy back to school clothes so according the terms of the CB I should be good to get the max amount. The only problem I have with GCs from Raise is you cant get the exact amount you want. You'll probably have $$$ left over or you'll spend more than you want/need just to use it up. Im not a big Target shopper.
So there's no problem using GCs with cashback sites? Merchants payout regardless of the payment method?