Omni warning: I used to work for a company that processed (basically) insurance claims submissions. Our contract ended one December 31, and a few months later we got a call from the insurance carrier that quite a few of their customers hadn't gotten checks for claims submitted (albeit erroneously) to our address after January 1. When we investigated, the woman who had been doing the processing said she had thrown out the post-1/1 claims because we were no longer doing them - no letter, no forwarding, no nothing (effective that afternoon she no longer worked for us). Hope this didn't happen at Healthy Choice...