Originally Posted by
Explore
How do you get free ATM withdrawals with BB absent direct deposit? At WM?
For the bills you mention, you might as well cut a check from a real bank, same as always. The way I see it, you earn rewards points on GC purchases limited to $5K/month. You automatically have CC bills for $5K. It makes no difference, earnings-wise, if you pay CC bills with that $5K, or traditional bills.
I take a small dollar amount from my paycheck (an allotment) and have it direct deposited to my BB account. You don't need to deposit your entire check. And as I said, I do NOT pay all of my credit cards using BB. It is my fear (call it irrational if you must) that Amex is going to eventually shut down BB accounts that simply use it to pay off 100% of their Amex CC purchases of VRs. Citibank has shut down CC accounts of customers who are taking advantage of their CCs through manufactured spending alone. Once you lose Amex, you won't be invited back and I don't want to lose mine.