Originally Posted by
Archieflyer
My rule is to always use Amex in China.
Mine too but it's
increasingly difficult to find places to take them (I tried to have Shenzhen restaruants take Visa (if they don't take Visa what are AE's chances?))!
The standard HK retort to PRC DCC is "FORGET ALL THE TROUBLE, DO WHAT THEY WANT AND TAKE OUT YOUR UNIONPAY!". But, even the best Unionpay earns five to ten times less miles than a Visa/Mastercard on promo, the people who say that are obviously Hongkies and not FTers.
Originally Posted by
Archieflyer
The only exception would be hotel charges in an international chain. Even if DCC is applied, you can always write back and have them reverse it and sort it out.
Actually this is the place where I'd really expect DCC...even though by and large I've managed to opt-out of it (
with some effort).
Originally Posted by
Archieflyer
With regards to the previous question about Singapore banks, don't expect them to do much wrt DCC reversals. I have been told by at least 3 banks that there is nothing they can do about it, and while you are welcome to dispute the charges, the possibility of success is extremely low.
I hate to think HK banks are better than Singapore banks in customer service...don't they do chargebacks which is a cardholder's clear right per the VIOR?