Originally Posted by
augustus21
You're also forgetting the fact that UR points are flexible. I almost always transfer my UR points to United, but what happens if United redemptions become less valuable? There is something to be said for flexibility.
Edit: and you need to spend $25,000/year to get the bonus miles (for the public offer).
I am aware of that quality of the UR program.
I am just arguing that the earning rate of 1.4% ( corrected to reflect the bonus requires $25k spend ) is not so pathetic and that to match said earnings rate on a CSP will require one's Travel and dinning spend to be more than 35% of their total spend ( corrected to reflect the bonus level for the MP card )
And also that the MP Explorer provides higher protection benefits than the CSP does, which may make the UA MP card a better card (depending on how much importance one accord to said benefits )