billatq

Just to update this post, it looks like Google wallet is no-go on the RFID ("this card is not supported"), which is a bit of a shame because that would bolster acceptance in some cases, especially for drugstores.

I've found that the general rule for this card is that it'll work in large chains where they're likely to either directly take JCB or have the JCB/UnionPay add-on for their Discover merchant account, assuming they take Discover at all.

(see below)

Places where it's been declined:
* Japanese-owned companies that only take MC/Visa, e.g. Daiso, Sarku, etc.
* Smaller businesses that take Discover (they're unlikely to have JCB/UnionPay enabled for their merchant account)

I've found that most cashiers (at least in the Pacific Northwest) are intrigued enough about the card to slide it and see what happens.

It seems that while they don't have online banking, they do have an automated phone banking system that's a bit of a throwback to the mid-90's, but gets the job done.

Edit: Figured I'd add more places now that I've tried it more places, and mostly keeping this list to chains
* 7-11
* AT&T (in the store)
* Alaska Airlines (In flight, not website)
* Amazon.com
* American Airlines
* Bartell Drugstore
* Baskin Robbins
* Buc-ee's Convenience Stores (Certain Locations)
* Burger King
* Canteen Vending Machines
* Cheddar's Steakhouse
* Chevron
* Coca Cola Vending Machines
* Cole Haan
* Dollar Tree
* Domino's Pizza (online and in-person)
* Dunkin Donuts
* Earth Class Mail
* Eat24Hours.com
* Fry's Electronics
* Gap.com
* Genki Sushi
* Google Wallet / Play
* H-Mart
* Hertz.com
* Hotels.com
* Hotwire.com
* Hudson News / All merchants in SEA Airport
* IKEA
* J. Crew
* Kinonuniya Bookstore
* Kroger/QFC
* L'Occitane
* McDonald's
* Menchie's
* Most fuel stations (Chevron, Union 76, etc., though some require that you go inside)
* Nordstrom
* Office Depot
* Old Navy
* Panera Bread
* Powell's Bookstore (Portland, OR)
* Radio Shack
* Sears
* Shloosl.com (Key Copying)
* Sony Store
* Specialty's Cafe And Bakery
* Square (or rather every business that uses Square)
* Starbucks
* Subway
* Taco Del Mar
* Target
* Telecharge.com
* The North Face outlet store
* Total Wine And More
* Trader Joe's
* USPS
* Union 76 Gas Stations
* Uwajimaya
* Walmart
* Whole Foods