hey carsnoceans, i hear yah, i guess there is just so much to take in and its always changing its hard to keep up. well as far as your suggestions...
-spending requirements i know i would be able to fulfill with basic spending and some manufactured spending. i just signed up for bluebird and i have a paypal account so i could just buy vr or paypal giftcards
-the ones im planning to get and keep in the future are chase ink bold and freedom, and citi foward and premier. all other cards are replaceable as i learned miles stay with the account not the card. regular uses would be dining, gas, groceries, and drugstore.
-preference is airlines, bank cards will get converted to miles or spending money to book flights
-yes i plan on churning cards but not to the extent that others do here as i dont have a high enough income and would raise red flags. thats why i just want to do 2-3 cards every 3-6 months enough to get a free flight several times a year
-no future plans for any loans in the future