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Have you looked at your credit reports to see how Chase is reporting the credit limit and balance for each account? If they do not report the limit other card issuers will not be able to see the utilization the same way that you do.
I haven't yet! But thanks for the input. I was thinking of opening another card to increase utilization ratio but I will check my report first. I'll get back to this forum when I do. Thanks mia.
Oh another question before I make a credit pull, I move a lot (different states) and therefore change address on all 5 cards when I move. What address do I enter to pull a credit report? My original address (multiple original addresses) when I applied for the cards or my current one?