Originally Posted by
sound48
Hello everyone,
I know the rule of thumb is to hold off on credit card churning when making big purchases such as car and home. But what about just renting an apartment? I'm thinking about moving and a lot of the apartments I'm looking at require a credit check. Will the fact I've applied for a bunch of credit cards recently have a negative impact on me getting approved for an apartment? Would the apartment credit check show up as yet another credit pull that I should take into account before doing my next round of credit card applications?
My guess is that apartment checks are looking primarily for negative info like charge-offs and the like, and aren't so concerned about things like regular inquiries.
That said, if you're being compared against someone with the same background who DOESN'T have all those inquiries...that might put you at a disadvantage.
The credit check they run will show up as a regular hard pull on your credit report (at least they always have for me).