FlyerTalk Forums - View Single Post - Dynamic Currency Coversion Should Be Illegal

Mar 3, 2013 | 6:38 pm

#56

percysmith

Ambassador, Hong Kong and Macau

Join Date: May 2009

Location: HKG

Programs: Non-top tier Asia Miles member

Posts: 22,111

Quote:

Originally Posted by 3galsontour

When I am travelling and offered a choice of local country or amount converted to $US always choose local currency. Now I also know to argue it until that is the outcome. Has anyone had experience as to whether Amex or Visa make this an easier process when there is a dispute?

Amex doesn't allow charging in USD outside US in general (unless your goods were also priced in US$ and there was no local currency involved, like Lotte Seoul Duty Free Shopping).

My Visa bank in Hong Kong took me bit more than 2 months to dispute a transaction with the DCC merchant's bank and compel them to withdraw the home currency transaction and charge in local currency. That was when I had an ironclad carbon slip which showed my currency selection very clearly, and my bank was relatively helpful throughout.

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