Here's an interesting dilemma: my landlord is about to offer rent payment via credit card, but the system will charge a $38 per transaction fee for paying with a CC instead of a check or bank deposit. Rent is just shy of $2500, so that works out to about 1.5 cents per point/mile or $380 for 25K points/miles over 10 months.

I can definitely get $380 of value out of 25K SPG points, but the new system is Visa/Mastercard only. I have the Priority Club Visa (for the free night, basically), but I don't think 25K PC points will get me $380 in value. So if I want to do this, I need a new non-Amex with higher per-dollar return.

Thoughts/similar situations?