FlyerTalk Forums - View Single Post - 20 Point Drop in Credit Score
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Old Feb 18, 2013 | 7:36 am
  #24  
rajin
 
Join Date: Dec 2012
Posts: 114
Originally Posted by ma91pmh
sorry I don't know what the exact thresholds are (not sure they are even public)... obviously the lower the better. ..
There's a threshold at 50% and a threshold at 90%. The common wisdom used to be a BT at 89% of credit limit to totally max out an account, but that was back when interest rates made it worth it. I wouldn't go over 49% these days.
I'd recommend doing a security freeze if you're going over 50%, you'll still probably lose the accounts with the bank you're BTing from, but at least the others won't see it.
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