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Thread: 20 Point Drop in Credit Score
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Old Feb 16, 2013 | 10:01 pm
  #20  
9Benua
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Join Date: Jul 2007
Location: PHL
Posts: 10,060
Originally Posted by ma91pmh
No looks like the OP had a card with X limit which they made a balance transfer to. Then as part of getting a new card, they then reduced the CL on the card that was carrying the balance, thus increasing the utilization %.
Do they calculate utilization based on total credit limit or each card CL?
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