FlyerTalk Forums - View Single Post - 20 Point Drop in Credit Score
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Old Jan 30, 2013 | 1:13 pm
  #8  
1200GS
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Join Date: Aug 2012
Location: EWR/SNA/SUN
Programs: United 1K; Marriott Ambassador
Posts: 778
Myfico is likely overly concerned with your average age of accounts, more so than the hit of the inquiry. I know they are (or affiliated with) FICO itself, but do they pull actual bureaus, or use a different algorithm like 'free' reporting from banks, etc? If you've been trucking along with older credit profiles for awhile, a few new lines can definitely lower it a tad.

But honestly, scores are only a pride thing, unless it stops you from qualifying for something you want a line on. I've financed airplanes with lower scores. What does it matter?
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