Originally Posted by
LAX88
When you try to LOAD $1,000 onto the card, you're CHARGING $1,005 to your credit card. Therefore, on a Chase card, if your CA limit is $1,000 the transaction will be declined for lack of available credit. Logically, $995 should work. Not rocket science.
I tried $995.00 over the phone but by that time I think my account was under security review.
The weird thing is though, my Sapphire Preferred has $1000 cash advance limit and I charged $1000 to it with the WF and it came through as $1005 and didn't get declined. Any ideas? Maybe the $5 fee isn't coded as cash advance?