I got both SW cards in October and they're both currently sitting at around $1,500 spend, while I wait to finish the remaining $500/card in 2013 to get the CP. My bill cycles on the 5th of each month, so technically I could put all my spending on the cards after 12/6 so the 100k bonus points (+1k "spend" points) post in January and hopefully I can knock out some of the remaining $9k toward the CP as well, before January even hits.

Would putting all this spending on the cards from 12/6 - 12/31 be risky at all, or do I have nothing to worry about? I know how billing cycles work, I just don't want to risk having this whole thing backfire in my face by having bonus points post in 2012...