Originally Posted by henryf

I spent some time on the phone with Chase yesterday and here is what the Chase CSR told me:

-The best way to receive the 40 credit Chase sign-on bonus is to cancel my existing Barclay's FL card and apply for the Chase card after the Barclay's cancellation hits my credit report (30-60 days).

-I can get separate cards for ms henryf and myself

-The $69 sign-on is non negotaible.

-Chase bonus credits expire one year after date of issue. Barclay's credits have a 2 year expiration.

-Chase requires you to earn 1200 A+ reward credits in order to receive one FL flight credit (ie $1200 spend per FL flight credit). Barclay's only required a $1000 spend per FL flight credit. If you keep the Chase card this represents a de facto devaluation.

-Most Chase promotions continue for at least 90 days

I have already cancelled my Barclay's card and anticipate applying for the Chase card with a 40 credit bonus within the next two months. Maybe ms henryf will do this also.