Originally Posted by
Dad to GO
It won't put another "ding" on your credit. I have had times where I call immediately and they tell me I need to wait 24 hours to call back so it is in the system. Usually if I am not approved right away I wait a day and then call them. You can try calling right away but that's up to you.
Thanks.
I thought that, since the other cards would be approved (counting as one credit pull), and the second Chase card wouldn't, it would be as if I had applied for a bunch of cards on one day, and the Chase card the day after, causing two credit pulls.
In other words, you're saying that my application for a card causes a credit pull, whether I get approved or denied?