Originally Posted by
layz
Are you 100% sure that you can still get the Avios when you load up via online banking?
I did, using my Nationwide FlexAccount.
Presumably you can't avoid the 2% surcharge on your first card loading as you need to apply for the card first. Or can you actually specify £0 and then top up when the card arrives?
No idea. I loaded a small amount to start, paying the fee, and topped up later with a higher amount and no fee.
I don't know the answers to your other questions.