Originally Posted by
pkerr
Assume I have applied and been accepted for a card that required a large amount of spend to get the points bonus.
The card comes and needs to be activated. Things have changed and I realize I'll never meet the required spend in the time frame required. Any ramifications of not activating the card? Or should I call them and say I've changed my mind?
Just my 2¢...
Last year(about last november) my father applied for a Chase Marriott credit card because he was going to do a lot of travelling and that card would have gotten him some nice rewards...
Anyway, plans changed...sh*t happens...and he didn't need it anymore. The card had never been activated.
So when he called to cancel the card, the CSR told him that he was going to cancel it in such a way that it would no longer appear on his credit report and if he wanted to apply for the card again and the card came with a bonus offer, he'd be eligible for the offer.
Maybe you should try doing that. ^