Originally Posted by
pkerr
Assume I have applied and been accepted for a card that required a large amount of spend to get the points bonus.
The card comes and needs to be activated. Things have changed and I realize I'll never meet the required spend in the time frame required. Any ramifications of not activating the card? Or should I call them and say I've changed my mind?
As far as the timeframe for the minimum spend goes, it starts from the time you are approved, not from when you activate it. I know that wasn't exactly what you were asking, but just thought it could be helpful for other people to realize this. Don't want to get caught with having to spend a ton in the last 3 weeks because you thought it started at the activation date (spoken from experience)!