Originally Posted by
sdsearch
You are confusing "increasing your chance" with "decreasing the possibility of a technical confusion decreasing your chances".
I wasn't confusing anything...
As you finally point out:
Originally Posted by
sdsearch
Meanwhile, yes, the OP was very confused when they started this thread (confusing applying for two cards of different tyeps with the same bank with applying for two cards of the same type with the same bank, for starters). Unfortunately, the OP didn't come back quickly, and meanwhile other people jumped in and took the thread in other direcitons, and now it's less relevant what the first post was any more.
But, OP is not alone in his confusion (and I'm
NOT including you amongst the confused, so don't take it that way). Clearly there are a lot confusing the point of why they are using two browsers.
Originally Posted by
sdsearch
The two-browser trick doesn't increase your chances above other methods of avoiding somehow Citi treating your two apps as one. It does, however, sometimes increase your chances of avoiding that fate over doing nothing at all (just opening two of the exact same app in two tabs of the same borwser and hopting for the best).
Agreed. Then again, so very few people actually reported the problem, I certainly didn't know of such an issue until it was reported -- about 20 months ago.
Originally Posted by
sdsearch
The explanation is two-step. Step 1 (the main reality): Doing both apps as close in time as possible (certainly on the same day) does increase your chances, much more than dropping rose petals and dancing an irish jig but waiting a day between the two applicaitons.
Well, arguing a different point. Again, I'm all in agreement on the getting your 2 AAdvantage Apps done really close together. It certainly does allow you to get the 2nd card without the dreaded 'first time cardmembers only' rejection. However, to some of us who've churned for a while, it's a bit of a moot point, as habit we always apply for more than one card from the same issuer at the same time since multiple inquiries at the same bureau on the same day get merged into 1. The worst that can happen is you don't get the 2nd (or 3rd) card, but, the cost is still the same net single inquiry, so, as far as 'risk - reward' calculations go, applying for the 2nd card from the same issuer, especially if you got an instant approval on the first, should be a no brainer. Speaking of Citi, they'll allow 2 cards every 60 days. No 'rule' I know of for Chase, but, I'll say I also get 2 at a time with them (for the single inquiry), likewise with AMEX.
So, at any rate, there's more purpose to doing 2 applications at a time, in general, beyond the getting 2 AAdvantage cards. So, in cases where people are having caching/cookie issues when submitting the 2nd (or 3rd) application to that issuer, then, I do agree using a 2nd different browser will certainly get around that. However, to treat this as exploiting some loophole that gets you extra cards out of Citi, and seeking to find a similar loophole with other issuers, as OP's thread seems to be seeking, shows someone who is fundamentally misinformed as to why he's using two browsers. Judging by others posts (
not yours), and even some posts at travel bloggers websites who I won't name, it's clear that OP is not alone in this misconception.