When I posted the original question, I though Excel was used for adding up columns. Then, some of the responses got more and more complex. Today, I found out what all this knowledge is actually used for:
From the New York Post:
Banker rates dates in a spreadsheet -- then shares the file with one of them
and some commentary:
Real men can close the deal without opening Excel
Seriously, thank you for all the advice. Any suggestions of more online and DVD courses will be appreciated.