No need to pay $5.95 monthly. There are two ways to avoid it:
1. If you have Sprint PCS too, they have a program that will waive long distance monthly fees.
2. Go to their website, sigh up for Interner-only account, this one gives multiple discounts, sum of them suppose to be equal to the fee. I had to email to CC reps once or twice, but it works for me now.
Still got to pay taxes, though - two something monthly, more when they post miles.
Overall - the best phone company miles posting I've seen in a last few years.