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Thread: Cards that include “primary” auto rental CDW insurance
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Old Mar 22, 2012 | 6:19 am
  #97  
toomanybooks
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Originally Posted by SAYHEY
AMEX allows you to purchase PREMIUM car rental insurance for $24.95/rental which provides $100,000 in theft and damage coverage, no deductible, and avoidance of filing a claim with your primary insurance carrier.
I met a guy who figured out it is cheaper for him to rent a car for 6 months (the max they would agree to) and get this $25 flat Amex insurance than to lease the same car and pay for the insurance normally. An expensive SUV.

Whenever it gets dirty, he just takes it in and exchanges it. Plus of course he gets miles/points on the rental, which he wouldn't on a lease.

And of course he has achieved the very top level of status with that rental car company. So when traveling they will do pretty much anything for him.
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