In our case we had to choose between €1050, €350(paid) or €0(paid) excess. We wanted an all risk cover so we had to choose for the €350 option since our creditcard covers up to €500.
you just rephreased yours previous sentence.
you paid a lot of money to be covered to 350€, even though your credit card would have covered you up to 500€ anyway.
is it correct now, that you paid extra for only 150€ extra coverage?
I dont understand.