Originally Posted by guv1976

Wirelessly posted (BlackBerry8530/5.0.0.601 Profile/MIDP-2.1 Configuration/CLDC-1.1 VendorID/417)

"CREDIT CARDS will only cover the rental after you pay the deductible of your personal auto insurance?"

No, you have this backwards. If your personal auto insurance applies to car rentals, the free credit-card coverage will only pay up to the amount of your deductible, since your personal insurance will cover the rest.

I can't say what free coverage your credit cards provide, but the rental-car coverage description for my Hilton HHonors Amex specifically includes "compact sport/utility vehicles, including but not limited to Ford Explorer, Jeep Grand Cherokee, Nissan Pathfinder, Toyota Four Runner, Chevrolet Blazer, and Isuzu Trooper and Rodeo." I expect that what the car-rental company calls an "intermediate SUV" falls within the guidelines of what Amex calls a "compact" SUV. You always have the option to call your credit-card issuer if in doubt.

And I expect that the Amex Premium car-rental coverage also covers such vehicles. I cannot imagine that the premium coverage would cover fewer vehicle types than the free coverage.