Originally Posted by
kyunbit
Spend on the Chase freedom instead, but dont redeem the points. Later, in a year or two apply for the Chase Sapphire Preferred card. Then all your Ultimate Reward points collected through Chase Freedom will turn into gold..you can transfer them to United/ Hyatt/BA/Korean/PC/Marriott at 1:1
My thought exactly. Build that relationship with Chase.. I'm not sure how many bonuses you'll find with Discover.
I think the Freedom card is no annual fee. Keep it forever.