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Thread: One year and over 1.3 million Points
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Old Mar 14, 2012 | 5:01 pm
  #15  
kyunbit
 
Join Date: Jun 2010
Programs: AA Plat,PC Plat, HHonors Gold
Posts: 904
Originally Posted by Slybone
I definitely don't have the credit history to start churning cards...
My credit history started w/a Discover More Card in December 2010 and 6 months later I opened a Chase Freedom card.

Currently both card limits sit at 5k. I spent 50k on my Discover last year and another 50k on my discover in the past 3 months. Chase just set my limit to 5k so I haven't really been using it that much. I've been reading the board posts here and there while at the office but it looks like I'm going to have to start sifting through them with more diligence. I did apply for the Capital One Venture card...but got declined due to lack of history.
Spend on the Chase freedom instead, but dont redeem the points. Later, in a year or two apply for the Chase Sapphire Preferred card. Then all your Ultimate Reward points collected through Chase Freedom will turn into gold..you can transfer them to United/ Hyatt/BA/Korean/PC/Marriott at 1:1
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