All of my RDM and PQM's were different this morning - as others have mentioned, down from 13 cpm to between 12.5 and 12.8 cpm for both. However, the other difference was for my overseas trips, before they were simply offering 7,500 miles, and now they have adjusted to double or triple the miles. Interesting...but I still won't bite yet. Way too expensive when I don't know my travel plans for the year - might not need these. I'll still check almost daily though!