Boy, oh, boy! All those pretzels make me chuckle.

Every "dark artist" here who thinks you can just "shush" information in this day and age, I have a few words for you: "THE CAT IS OUT OF THE BAG", and it ain't going back in, either. This secret society thinking is simply laughable to say the least.

Do you really, honestly believe that banks do not know about our little shenanigans? After all the exposure on CNN, WSJ, NYT, not even counting who knows how many bloggers - who the hell does not know about credit card churning? If they wanted to shut it down, they would, and they still might, but not because a few or a few dozens of Flyertalk members decide to share their wisdom with outsiders. Credit card churners will ALWAYS remain a tiny minority - a mere pimple on the face of the faceless population for giants like Citi, Amex, or Chase. You want to know why - think how many of your own friends and relatives have taken on churning after you told them. In my experience the number is ZERO.

So, please don't worry. You can yell about it from the Empire State Building or Oprah Show - that wouldn't change a thing. Most people are lazy, conservative, and most of all scared silly to try unconventional things. As to those who are more adventurous - how many of them, do you think, have the credit needed to go in this game? How many have the cash flow or stamina to play with gift cards in order to meet spending requirements?

Our secret is perfectly safe or it would be if there was really a secret. There is not! Please keep sharing

And Dr. Jabadski - great job. Thanks for the list. Helped me a couple times already.