Originally Posted by
mileshound
Like the OP, a friend needs 300K to get 3 people to Europe in 2013. He has not played the CC game and is starting from scratch so he has lots of opportunities. This is my plan for him. I think you can still get the Onepass card then the explorer card. Please correct me if I am wrong. The OP may want to consider this too.
Another thing they are doing is not applying for the exact same card at the same time. This is in case a better deal comes along at least one of them can get in on it. Also, he can not do Fidelity or TD Ameritrade due to his job.
One issue is this plan is all cards are with Chase. Even if he applies 60 days apart, this will take about 8 months for the miles to post.
Husband:
One pass card – 30K
Sapphire – 50K
Explorer – 50K
Freedom - 30K
Wife:
One pass card – 30K
Explorer – 50K
Sapphire – 50K
Freedom - 30K
Any other suggestions are appreciated.
Is he comfortable getting the Ink Bold Business card? I know it has been mentioned here before (even by myself) but it really is the best, quickest way to build Chase points. This is because you can almost always get approved for business card at the same time as a personal card, meaning that you can pull in 100k at one point instead of just 50k or 30k. Something to definitely consider, and it is only my opinion, but I highly doubt that a bigger bonus will come around for it, since it is a biz card. Usually, the big offers are for the personal cards, so they can rest easy getting that card now. And if they both go it, that would really help.