Originally Posted by
ilovskins12
Hi all, I am fairly new to all of this but have been reading quite a lot lately. I got my first two points cards in the first few days of January (both the saffire preferred and united explorer). I now realize that maybe I also should have applied to get a card from 2 other credit card companies that same day complete a full app-o-rama. However, being new I did not. I'm pretty anxious to get more into this and need some advice on if it will really benefit to wait till the 90 day mark comes or if i can go ahead and grab say 3 more cards now but stay away from Chase. And if I do this, will it then be best to wait for 90 days. If I do wait, how many cards would you suggest getting when April 1st comes along? Credit is about 750 if that helps at all.
You already got the 2 cards that will potentially be offering lower bonuses (assuming you got the 60k United) soon, so there's no need to rush into anymore immediately unless they are limited time offers or you're in a time crunch to get something for a trip.
Next time you apply - spread it out between the banks if the offers are good enough.
Originally Posted by
pierre mclopez
It's Chase, but a little weird.
Was approved for Chase United Explorer, but rejected for Chase Sapphire. Applied the same day.
I do OK with Amex, but Chase is another matter. When I call to appeal, they start yelling at me. "What are you doing with all these cards!?"
Then I just cry all night
.
It's b/c you tried for 2 Chase personals in the same day. It happens occasionally but not often for people who already have a lot of open accounts. One pers/biz within 30 days is generally the Chase rule of thumb - and even that may be a reconsideration line call.