Originally Posted by
ilovskins12
Hi all, I am fairly new to all of this but have been reading quite a lot lately. I got my first two points cards in the first few days of January (both the saffire preferred and united explorer). I now realize that maybe I also should have applied to get a card from 2 other credit card companies that same day complete a full app-o-rama. However, being new I did not. I'm pretty anxious to get more into this and need some advice on if it will really benefit to wait till the 90 day mark comes or if i can go ahead and grab say 3 more cards now but stay away from Chase. And if I do this, will it then be best to wait for 90 days. If I do wait, how many cards would you suggest getting when April 1st comes along? Credit is about 750 if that helps at all.
I agree with the others that you should tread carefully.
If you're trying to fix your mistake you're already too late.
How badly do you need these bonuses that much sooner? It's possible you could be approved, I would only advice giving it a shot if getting those miles sooner are really going to save you some money. Regardless of whether you get approved it isn't going to help you maximize your total rewards. It's only going to hurt you. I would tell you to wait at least 6 months to apply next if you apply now.
What happens if someone has a really good offer in another month or two?
Did you apply for those 2 Chase cards on the same day / Have you checked your report? I don't recall if it works the same way with business cards, or with Chase, but many companies only give you 1 pull when you apply on the same day. If only 1 inquiry shows there's a fair chance you'll still be approved.